Originally Posted by Libertine

Blame your government.

When someone gets his MD, he's usually over $100k in debt from med school. And while starting out, he'll have a shitty income. Then, he needs to get ridiculously expensive insurance because people refuse to accept that every single person in the world occasionally makes mistakes. If he does make a mistake, it can end up costing him his license, or simply blowing his insurance payments up even further.