Originally Posted by After Shock Media

Using the debit cards is pretty spot on but the theory on most only having an AMEX instead of a Visa or Mastercard would be very wrong. Most of the bad credit score people, younger people and such only have access to such and AMEX will not even touch them. Where Visa and Mastercard will stumble over each other to give them a 250.00 limit card with 29.995 APR.