Originally Posted by MrLuvr

What makes you think that it is the company that is up to no good? It is possible, very possible. However, could it not be just another surfer who stole the credit card number and used it to buy porn? And the company itself is another innocent victim of it as is the Cardholder? I don't know what the story is in this case. And I am sure that there are companies out there that do this kind of stuff. But, let us not assume anything without knowing the facts.

I run a mainstream dating site and we get people trying to use stolen credit cards on our site all the time. There is a huge cache of easily available stolen credit card numbers out there. When we catch them we refund the card, but sometimes we don't catch them and get hit with the chargeback + the chargeback fees + the possibility of our account being in jeopardy. The credit card companies are totally for the cardholders. The merchants are assumed they are guilty and have to try and prove themselves innocent.