|
I don't know anything about the company this guy is talking about (and it looks like most agree that they're good), but everyone is wrong if they think a pre-auth actually takes money OUT of your account.
It will reduce your available balance, but the money is still in your account and that one charge won't cause an overdraft fee. If something ELSE went through while his balance was reduced, that's a possibility, but most banks will refund an overdraft caused by a pre-auth...since the money was still in the account the whole time.
So if this guy claims that he got an overdraft fee, then it wasn't a pre-auth...the company actually TOOK the money.
Just my $.02!
|