Europeans Billing Europe!
I know this does not help, but try to run your car loans through your personal banker or credit union where you have numerous relationships and more bargaining power...
You could walk into your bank right now and they would likely give you at least half a point reduction, maybe more - that also goes for home equity and mortgage loans for anyone out there thinking about this too... Just ask, if your credit score is closer to 800 than not and you have multiple accounts, loans and cards, and never been late, you'll be surprised...
In this instance, I would fedex a letter to the CEO of Infiniti Financial and state a cause - would go more with state of the economy/income reduction than depreciation - they'll delegate it to someone with likely more capacity than whoever on the phone - again, it's surprising what happens sometimes if you just ask...
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