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I have a feeling that 99% of the Visa "Credit Cards" used on the web are really just bank debit cards. Not everybody out there wants or needs a "real" credit card. I never had one until early this year when I decided to get some AMEX cards and grabbed two business platinum ones. Up until then...I just used my debit card as a credit card online. I'll bet that's what we mostly see and that won't have any effect at all.
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