Quote:
Originally Posted by PersianKitty
I've been that way too. When I paid off my house I was fearful of my credit score dropping with nothing ongoing, because of that I opened my home equity LoC. I have two BofA credit cards that I use once in a while and pay down quickly.. and couple of Amex cards for travel. Haven't bought a car on credit since 1990.
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yeah... tax returns speak wonders when you need a mortgage, and you can always buy points if you need to.