Originally Posted by After Shock Media

BoFa is highly hit and miss. Some people get horror stories with them while others sing their praises all of the time and they can do no wrong. I am in the first category myself.

I do not use a national bank so I really can not help with your quest. I just personally would not go with BoFa ever again myself, nor US bank, or Wells Fargo. (assuming the last few are still around.)