Quote:
Originally Posted by lazycash
You're wrong BP, the blemishes from being 30 and 60 days late will still be there by the time you settle and they won't get erased. Another anal hobbit tip down the drain, sounds like boneprone did this with all his racked up gambling debt.
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Not true.
9 times out of 10 after you settle a debt, you get your credit report a few months later. Protest the blemishes on it and the bank doesnt report back becaue you are done with them.
Thus they remove it from your report.
Even Sex Toy King just said this. However, yes it is true what Sex Toy King said, that other credit card companies during this window can all see what is going on and it will affect your credit with them. They wont report you casue they cant, but they may decrease your credit limit, or increase your APR becasue you are a risk. they may even cancel you.
But who cares. If they do, use this tip on them too. Fuck em all.