Originally Posted by sextoyking

You need to learn a fact or 2.. yes if you pay for delete it will come off but if it takes 90/120 days to make this deal with them - pay debt, erase baddie, etc you are fogetting then after 30 days they will have reported a late already on your reports and your other lenders would have seen this through AR and taken adverse action..... I have been writing a book on credit, etc I know exactly what I am talking about..