Quote:
Originally Posted by Anal Hobbit
No No No.. Not true. The credit reports report what the bank reports to them. Simple as that. The moment you pay and make the deal with them they will report on there end that it was paid in full and closed.
If it remains on your report it simply means they didnt update it. Simply use the dispute from in the credit report and the credit reporting agency will look into it. If in the event The card comany will not reply back in 30 days it will in turn erase it from your record.
This is fact.
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You need to learn a fact or 2.. yes if you pay for delete it will come off but if it takes 90/120 days to make this deal with them - pay debt, erase baddie, etc you are fogetting then after 30 days they will have reported a late already on your reports and your other lenders would have seen this through AR and taken adverse action..... I have been writing a book on credit, etc I know exactly what I am talking about..