Quote:
Originally Posted by Anal Hobbit
FALSE...........
You didnt read my post.
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You don't know anything about credit reports then.... 99.9% of all credit card companies / lenders report after 1 30 day late...
So true, if you stretch it out to 90/120 days they often will settle for less but the damage has been done right then and your other creditors have seen this already as they do AR's / account reviews every month.... now if your not worried about your other cards / lenders of unsecured debt then np, as if you get a pay for delete in writing and settle - then the baddie account is gone.... But if you keep other cards / loc's / lines they will be affected.