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Old 11-14-2008, 03:44 PM  
sextoyking
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Join Date: Dec 2001
Location: Portland, OR.
Posts: 6,034
What Anal fails to mention is in the 30-120 days before / and if you do Settle - your fico / credit score is screwed the minute you are 30 days past due and they report it..

I know my ficos are important to me and this is the time to always pay for what you can in full.....
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