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For those of you who say this is "wrong" or not "moral" I have a tip for you...
Use your 50k AMEX card. Go to United Christian Children's Fund and donate to some starving kids in a 3rd world country.
In 120 days from now settle on it.
You will be helping the world, one village at a time... It only costs 50.00 a month to sponosr a child and give him school and food with the Christan Children's Fund. It really is a great program.
Make the Banks do the right thing and help the world rather than rape it as it has done for so many years.
Im serious. Use your cards and do good with it. Then stick it to the fucking banks... Fuck em.
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