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IF YOU HAVE A HUGE DEBT THIS TIP IS FOR YOU. IF YOU DON RACK UP A DEBT FAST!
**Go 90 days and dont make ANY PAYMENTS ON YOUR CARD-S.
In my case I have over 100k in credit card debt. Most of it Gambling, buying shit I couldnt afford like trips to Vegas, Clothes, Music, you name it I was a Negro with a Credit Card. Charging up shit like mad for years on shit I couldnt afford. Its the American Way. After all thats what got us into this Global Crisis.
I didnt pay one of my card's minimum payments which had 20k balance on it for 90 days.. Going into 120 days they started giving me offers. Settlements. Settlements for pennies on the dollar. Now this is nothing new. They have been doing this for years.
What is different now is the POWER we as the consumer have on them now with the latest crisis... We literally have them by the balls. After numerous counter offers I was able to talk down a settlement of $3500.00
Thats 20k to 3k... That is UNHEARD OF..
Now here's the best part and the beauty of this... I was able to negioate in writing that upon payment that NO BELMISHES OR REPORTS OF BEING LATE, SETTELING FOR LESS THE AMOUNT, OR CHARGE OFF reports go on my credit record! My credit report stays FLAWLESS.
I SHIT YOU NOT!!
Not only am I getting off for pennies on the dollar, I am making it so that NO RECORD of this or me being late will show up on any history report of my credit. My 120 days late wiped off the books. Poof....
Debt gone, bad credit gone.
Ive done this with two cards now. Talked down around 45k in debt down to 7k and NO RECORD of any issues.
This is HUGE...................
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