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i will switch off ccbill and only process through my other billing partners who have no chargebacks because of mastercard secure code and verified by visa
i have no idea what ccbill wins by allowing people to charge the money back.
i hve visitors, first buying through the first processor and being honest and than choosing ccbill and charging back ... because it is so easy.
so i switch it off until they decide to keep up with the time and install this security feature.
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