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Some credit place called the other day with consolidation this and reconciling that.. and I cut him off and said "Other than my mortgage, I already am debt free." and he was totally speechless.
Kinda got me to thinking, he had probably never run into someone who didn't have a ton to pay in CC's and loans. It's that rare that they can pretty much write their schtick with confidence that it will simply apply to everyone.
It's a sad state of affairs.
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