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I am against using multiple processors. I know it will push the bottom line some, but I think it is bad news for a few reasons.
The first is Affiliates. If I use a cascading system, then either some of the signups don't go to the affiliates, or I have to track it myself and let people wonder if I shave.
The second is that I don't think it makes sense to work around scrubbing. Scrubbing is good for me. Sure, signups go down a tiny bit, but I don't have to worry about chargebacks. Also, if we, as an industry, push that line, then Visa will just crack down on us even harder.
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