Quote:
Originally Posted by pamon
and as someone in the credit industry, can vouch that the fico scoring methods have been adjusted to reflect the authorized user accounts. It's dropped big time and newer scores are out there based on this..
And the annualcreditreport.com site lets you get all 3 bureaus, once a year. FTC approved.
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Im in the credit biz as well...those free credit reports arent actual reports as you probably know, they are just complied accts and they use an internal score, not your actual credit score, most say about 80-100 points higher to get the buyer to sign up to "protect and monitor" their "good credit".