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If the "shit hits the fan" its not going to matter if you save your dollars. They will will be more valuable as stove fuel.
I'm not saying anyone should start dumping the money they need to live in the market, but the risk vs reward is good right now for INVESTING...
If you really want to take losses in the fear we're going into a depression I guess
you should be buying precious metals with it. Even that's not truly failsafe in a "doomsday" scenario.
(As for the original topic, I don't participated in any mutual funds, I play on my own)
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Amen
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