Originally Posted by dav3

We are actually about to close on a modular in the next 2 weeks, if the inspection goes through ok. The inspection is coming up this Saturday, so this thread seemed like a good opportunity to get some inside info to take with me.

Initially, we were going to do an FHA loan. But then my ever so diligent gf stumbled upon the USDA loans, which is nice because USDA doesn't force you to take mortgage insurance. So that's gonna save us some money there. Mortgage insurance seems like a bunch of bs anyway, at least from my limited understanding of it.