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Maybe you could look at it from an extreme view and the insurance company thinks is someone visits that site, clicks one of those links and has something bad happen from one of those services offered there (as an example say they go to an escort and she shoots and robs them) they may then come back and file a suit against this site and their company trying to argue that linking to them is like recommending them and so they just recommend them to someone who hurt them.
That might be a little far fetched, but a jury did give a woman that poured hot coffee on herself a million dollars.
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