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Does anyone here have a USD credit card? By the time you factor in the shocking conversion rate (I don't mean the value of the Aussie dollar, rather the difference between a typical bank exchange rate and Visa or Mastercard's cash rate) and add international currency conversion and cross border fees you're looking at something like a 5-6% hit. I asked HSBC but they said it was unlikely, unless I was able to travel to the US to open the account.
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