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Originally Posted by Snake Doctor
I really want to know.
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No, you don't.
If you did, you'd have read the comments right below the article you linked. Or you'd have performed a quick Google search. Or you would have taken a look at Wikipedia.
Fannie Mae and Freddie Mac certainly did not cause the crisis, but they did contribute to it. If you want to know why, don't waste our time by asking us to explain it to you. Read the readily available sources I just mentioned instead.