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Pleasure Pays maybe you should go on vacation or something. Your sounding bitter and preachy like my grandmother. lol
One thing, of course its easy to blame the consumer but if it wasn't offered it wouldn't of been taken. Also most mortgages dont go thru banks but thru slime bag mortgage companies that will say anything to get a commission.
Also its not just people dont want to pay, people lost jobs,wages are going down the toilet.Instead of a bail out, the government should of told the banks you made this mess you fix it. Instead of throwing someone out of their house ask them what can you pay and extend the load 100 yrs and say we will revisit it when things get better, your home starts to rises in value. So money is still coming in and home values dont go down the toilet.That is what should of happened.
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