Originally Posted by bhutocracy

It's better to prevent a credit freeze by going to the banks directly. (With a shit ton of oversight.) What I don't understand is how people get so "us vs them" when it comes to this stuff and start thinking it's for the "broclub" without understanding it's for their benefit. You give money out and it'll feel unfair to someone. Think about the poor guys who were smart with their money and are down on "safe" market investments and are getting 1% on their savings accounts because of reckless people.