Originally Posted by kane

I have to wonder though. If, when they gave out all these sub-prime mortgages, if they made them fixed rate instead of ARM or interest only, would all this have happened. Many seem to agree the problem really started to set in when interest rates went up and people could no longer afford the home. If they made he loans fixed rate so that people could continue to pay the amount they were able to afford for the life of the loan would this have happened?