Good for US citizens only:
3. Eligible Users. In order to use PayDirect, (i) you must be an individual person at least 18 years of age and able to form legally binding contracts under applicable law, (ii) you must have a postal mailing address in the United States and a valid and active e-mail address, (iii) you must have a valid credit card, ATM/check card or deposit account with a U.S. financial institution, (iv) your mailing address must match the billing address for your credit card, ATM/check card and/or deposit account (as applicable), and (v) you must be a United States resident. Other restrictions may apply.