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I have a third party processor, I want to grow and feel uncomfortable being in a situation where if they go down the toilet I go with them because its their customers not mine. Also I feel there is less of a chance for a bank to go under. We have been a pay site now for 20 months and I am running a cb ratio of .36 % . I think when you take away the friendly fraud, the rest is their buggy software. Some one canceled and it kept billing them because our retention avgs between 75-83% the customer is important to us. What makes me scared is all these stories of big fines and banks dropping you for no reason. For someone like me what are the odds of that happening? Also does it pay to go right to offshore because I think in the US the rules are going to get rougher but going off shore will I have government bullshit even if I pay my taxes on the money like I am supposed to. One more thing the person I been talking to said it can be set up for around $300 now everyone else says $2000. Which sounds more likely to you. MY icq is 52416841 . Thanks Tony
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