farkedup

so uhh... is there some magic hidden form somewhere to fill out to start things? or are the only options brokers? Lending tree charges a full 1% and honestly seem pretty damn shady and what I'm reading online about them I certainly don't want to go through them!

Basically FHA is about my only option due to a credit cluster fuck situation I'm in right now and an ARM about to blow skyhigh so FHA loan is about my only option and it looks like I can qualify.

Anybody been through this stuff recently and have some tips?

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