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i've never had any problems (yet) with AFF. my conversion ratio is excellent and i'm paid on time
i've been skimmed (and caught it) by webcams and camcontacts
i have to give credit to webcams - they wrote their rules, so that if you refer someone you know, you cannot have credit for that person. that way, if you use a friend to bust them, it's not a legit sign up under their rules
with both programs, they do a fraud verification after your surfer has spent about $200. at that point in time, the cash stops flowing my way
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