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Old 08-24-2008, 06:57 PM  
farkedup
Confirmed User
 
Join Date: Nov 2007
Location: Kalamazoo, MI
Posts: 2,490
on a secured card it really doesn't matter at all. The entire point of this is to use it like 6-8mnths and get your first REAL card.

I opened up a $500 card and left it open for 2 years but by time that 2 years came around I had over $10k in credit available in other places...

Get that secured card and make sure its one that reports to the 3 CC places monthly... then wait 6-12mnths before even APPLYING for a real card and 2 years before you bother going for a mortgage. This isn't a fast thing but even 2-3 years after a BANKRUPTCY you can have real good credit...
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