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I have had both and I say, take the house option and here is why.
I bought a condo in September 98, The place was built in the early 1980's, so, not really all that old as compared to the rest of the area (northeast Philadelphia)
Had to get all the home inspections done to get the mortgage and all passed, Roof was certified was in good shape, etc, etc
6 months later, the condo association wanted to re-do all the units roofs. I get sent a notice that this is happening, I go to the office, plead my case (just moved in a few months back and funds stil arent there for major projects) all my certs to back up the roof is fine on my unit.
They tell me too bad, I have to fork over $2,000 if one is replaced they all are. Be ready in 6 more months to have to do start work is what I get.
After a few more incidents with "rules" that were REALLY petty (too many guests at the house for the neighbors that HAPPEN to be friendly with the condo board, etc)
It was a clusterfuck to put it mildy.
10 months into it, I listed and sold in 14 days. They DO move like lighting. People I guess love to be disciplined, not here.
18 months later, we bought a great house, no more asshole association to deal with. Its all ours to do as we please, how and when we choose.
If you dont mind having others dictate the exterior look of your home, cant add an addition, really have to apply for everything to get done, have the security at the gate REALLY lift their eyes when you roll in at 3am from a night at the bar with people the guards KNOW dont live there, get the condo.
If you prefer to do your own thing in your own style, budget and timeframe, get the house. You be happier in the end.
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