Quote:
Originally Posted by BradM
Credit is based on your SSN. Without one there is no such thing as "building credit".
If you ever qualify for a SSN or think you might - there are a small amount of things you can do:
1) Apply for a Target card with your SIN.
2) Get a Sears card
3) Go to a "Macy's" in the US, signup for a Macy's card. You can get one with a SIN.
When you get your SSN, simply add it to the account and remove your SIN. Instant credit.
I have an amazing rating because of this tactic.
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I'm confused by this...... are you saying you can use your Canadian SIN to apply for a Target card?? When I tried to do that at Best Buy they said sorry you need to have a U.S. social security number.