Originally Posted by mikesouth

I dont understand why everyone thinks that getting a merchant account is so difficult. I have ok credit not great but certainly not bad. My bank manager OFFERED me a merchant account. Its with one of the largest banks in the country and it cost me 85 bucks. I have quietly been using it for 3 years, small amount of transactions, no problems. I recently started to up that making it a primary processor, again no issues.

Yes my bank manager knows exactly what I do, they reviewed and approved the sites. So I dont get why it's so difficult to get a MID. Am I missing something?