Originally Posted by sltr

i appreciate you reply but it's still a huge jump in logic.

the qualifications for a loan today are more rigorous than 3 months ago but that is completely separate from running a legitimate business; and your cb ratio does not raise a flag, the bank simply won't have a reason or inclination to "blow up your merch acct" as the thread title suggests.

also, most of the profit that has been "lost" by lending institutions have been loan loss provisions set aside to offset deteriorating real estate portfolios.


there's simply no logic in a business cutting 1 HUGE profit center due to another's issues. if anyone has their own merch accts "blow-up" it would be due to something else- cb ratio, fraud, etc. all the usual high risks involved in adult.

which has always been the case regardless.