Quote:
Originally Posted by Barefootsies
Actually, I think 13 (the one where you repay) is 7, and 11 (or the one you give creditors the finger) is 10.
Same for on your credit report. One drops at 7, the other for 10. But it could be 7 and 13. I would have to look to tell you for sure. But I know that the repayment one is less on the credit report.
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Credit reporting is 7 years for bad reporting and 10 years for bankruptcy/judgments.