Quote:
Originally Posted by Babaganoosh
I have very little in my savings account. As soon as I have a little savings built up, I look for the best deal on a short-term CD and invest. I find it's better to keep my money out of my hands. If I need a lot of money I have to wait 7-10 months for all of my CDs to come due and then pull the money instead of renewing the CD. That keeps me from making a large impulse purchase. I'm too dumb to have access to a large amount of money all at once.
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Cool but look into ing or something like that. You have more access to the cash but it takes days to move it and the rates are very close to CD's if not better.