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Kard63 · 06-08-2008, 07:34 PM

Thanks for the response. I had not considered a lot of people will be in a lower tax bracket when they retire. I think you are correct, I probably will not be. The reason I wasn't sure if a Roth would be better than a 401k is because the 401k gets to make money with the money that would have been in the Roth plus the money that you would have had to pay in taxes for the Roth. Seems like deferring taxes 40 years while you make more money with the money that would have been taken in taxes would be better. Of course I don't know shit about such things, thats why I posted here.

06-08-2008, 07:34 PM
Kard63 Confirmed User Join Date: Nov 2003 Location: 237 619 975 Posts: 8,944	Thanks for the response. I had not considered a lot of people will be in a lower tax bracket when they retire. I think you are correct, I probably will not be. The reason I wasn't sure if a Roth would be better than a 401k is because the 401k gets to make money with the money that would have been in the Roth plus the money that you would have had to pay in taxes for the Roth. Seems like deferring taxes 40 years while you make more money with the money that would have been taken in taxes would be better. Of course I don't know shit about such things, thats why I posted here. __________________