Originally Posted by Slammed Network

I'm curious if companies like ePassorte & Paypal can legally pull exchange rates out of the air?

I'm in Canada and every purchase I make in CAD isn't really that close to where it should be when it comes to the USDs they take from me.

a few recent transactions (within the past week):

Actual purchase - 189.82CAD ePassporte took - $199.35USD
Actual purchase - 105.17CAD ePassporte took - $129.70USD (this one's way out in right field)
Actual purchase - 26.14CAD ePassporte took - $29.24USD

When I called up about it today I was told that they're "true" exchange rates and aren't altered in anyway by ePassporte, that the exchange rates come right from their bank(s).

So then I asked about 10 times what banks they dealt with, that I was interested in looking over their exchange rates. After ignoring my question over and over, he finally answered and said if I didn't have anymore questions the conversation was over.