Full-timers --- are you planning for your future?
Do you have an investment/insurance broker?
Back in about the middle of 2000, my income from porn had really taken an upswing, from virtually nil in '99 to around $4k a month. ($4k a month US is a LOT here in Winnipeg, let me tell you). I got a cold-call from some guy wanting to talk about investing etc. Get this: his name..... "Webster Webb". How appropriate was that?
This guy has turned out to be a godsend.
He got me started by setting up what is called a "Challenger fund", a long-term investment that has a high rate of return and many great features for money management, features that come with it because there is a small life insurance policy attached to it. One of the perks is that, if you're ever sued by anyone including the government, this fund <i>CAN'T</i> be touched. It is exempt from a greedy spouse in a divorce situation as well. Not that those things worry me at this point, but they are well-received none the less.
He has set up funds for all the money accrued in a pension fund from my former hospital career, and has set me up with aggressive investments in addition to that.
Still I don't think I'm doing enough. But I'm wondering,.... how many of you have an "investment guy" that you're working with on your future? What is your long-term plan here? Since there is no "webmaster union" and no paid benefits or life insurance, no dental plan, no nothing.... are you still living paycheque to paycheque or are you investing in your future?
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