Hey partner anyone having a 660 or better middle paying points is getting fucked. Neheimiah is the way out and if you know the biz then you have used this. Mortgage broker fees are hilarious especially when your doing that poor FHA loan with 550 middles and your giving him 7% and its paying the 4 point max from the government. Your lost bud. Expenses? Title? 3rd party company. Processing? On a clean loan there is no processing except for voe's vod's So cmon with points especially when EVERY broker is breathing down your neck to do your loan with "his" company during the last 2 year refi craze! You have lost alot of biz if you charge points to a 660 middle score client
LOL
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