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ok.
I do not have a load card ( Master Card is not accepted by you ) so why you need the oinfo?
I do not have a load card so ID I have as in passport ( now that is one )
I do not have an US bankaccount I am in the Kingdom of the Netherlands
checks I do not have since we do not use checks well at least I am not in the Kingdom of the Netherlands.
so if I understand this all correctly it is about the US and not about the EU?
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