Quote:
Originally Posted by SpeakEasy
If you are driving on a public road then you need insurance period ...Your vehicle is moving slow or fast doesnt matter if you hit some little infant at 1 mph you could still kill them. 
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I personally am fully insured. However in that instance the infant would still be killed. Only difference is hopefully I have enough insurance that they still do not come after me for more money above and beyond that. If I did not have insurance or like the person above who does not (some just have liability for like 50k btw and are legal). They would just be personally liable for damages.