Quote:
Originally Posted by Socks
Dude it's like once every 2 weeks to go across the street, it's like a motorized trunk. I maybe hit a top speed of 20km/h the whole trip.
In mexico city where my wife is from, car insurance is optional. 
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It's foolish to be taking that kind of risk with other people's lives. It's not you that's the concern. It's the cyclist or mom with a stroller at the corner we're worried about. try telling them that insurance is optional in Mexico and see what they have to say.