Quote:
Originally posted by Kimmykim
Visa/MC do not allow anyone but the merchant account holder to access the cc information. I believe anyone you see doing it differently is violating the policy and wont be doing it once the processor sees it.
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And....
If you are a merchant you must encrypt the data and pass Visa's CISP (Customer Information Security Proceedure) Audit. It only takes about 6 weeks and costs a bit over $40K. The good news is it is also a giant pain in the ass to go through. One of the toughest audits I've ever seen.
Bottom line: Don't store the data unless you have passed the CISP... you could lose your merchant account.
Just my
C