Originally Posted by sherm

Ya... We need to start looking closer into our educational system. People have stopped being self reliant and have now turned to NEEDING a scapegoat for poor decisions. Smart individuals never make large uneducated decisions...especially when the stakes are as high as they are.

Some of the wisest words my father ever said: "Don't take somebody else's word for fact when they are handling your money."

Peaches...I'm glad I'm not alone here.