GoFuckYourself.com - Adult Webmaster Forum - View Single Post - Poor planning home 'buyers' might be getting more government aid...

Gerco · 03-29-2008, 04:54 PM

Quote:

Originally Posted by sherm

I hope you're not assuming I live in an apartment.

Now the truth comes out: You didn't read, and you listened to the jibber jabber of some lender. That is the problem: people listened to workers making commissions instead of taking the time to research the biggest purchase of their lives.

I was a first time home buyer 6 years ago..I read EVERY single page of that contract and highlighted every thing I was unsure of. I took a $20k loss on my 2nd home after fees, but hey...I learned and didn't roll over like a bitch.

The fact that you are playing dead and giving up the home when you say you have money to purchase another home, is proof that you are contributing to the problem. If you have the cash, pay the closing fees and refi the home to a locked rate. If you're not part of the solution, you're part of the problem.

1. the Apartment comment was to others that chimed in.. not yourself.

2. At this point I agree about being part of the problem. But at the same time, I'm not going to help line the pockets of some scum. It will actually cost them money to deal with me. I'm not going to play their bitch anymore, I'm going to eat some $$ but they are as well. AND I'm doing it correctly this time... I have one of the best firms in my area working for me. Someone who has dealt with this Ocwen company a lot. you also have to understand something else... I had a credit rating of around 820... which over the course of this mess has dropped to around 540... so refinancing is out. The only option I have is the CD. That added together with around 25k in medical bills (Which were occurred while insured with Anthem but, which Anthem is denying ) has left me at the a what the fuck ever attitude. Basically you start feeling like your getting bent over and fucked from every direction. When this is all said and done, I'll take the CD, buy and new house and start fresh. Oh and I have been in contact with Ocwen about this... They will sell my note off to me for 123,000... What a crock of shit. Why do you think I'm letting them foreclose.. they want me to pay them 4k more than I originally bought the house for, after making payments on it for 2 years. where the house is only worth about 90k. In my zip, there are almost 3 thousand homes in PRE foreclosure right now. Not including the ones already foreclosed on. for the first time in history, the number of foreclosed homes on the market is greater than the number of regular homes here.

at some point you just have to say enough is enough and walk away.