I dunno - people crowding into an AYCE beef resto doesn't seem like a good way to judge the economy except to say it's looking worse.
Look at the fancy/smancy restaurants in ATL (Seeger, Joel, Element, Soto) and you see them closing and/or the chef's leaving for greener pastures.
But you also have people recovering from their Christmas purchases so they THINK they have more to spend because there's more on the CC balances. Not to mention every bank I have a CC with has offered me 0% interest for a specific period of time - only makes sense to use them and keep the $$$ in 3%+ MM.
