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Note to Dan: shave head before coming to the states or watch out ;)
No one that I know of with an ounce of sense wants to see ANY processor go out for any reason, it only weakens the industry as a whole.
But the bottom line is that Visa is going to make this industry accountable for its problems and not just allow it to continue taking profits with no consequences for the crap that goes on.
Trying to skirt the rules is like trying to stay just a little bit pregnant.
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